Chapter 22 If Interest Were Offered, I Wouldn't Save

Words : 864 Updated : Sep 17th, 2025

"Mr. Zhang, I'm truly sorry. I had not anticipated that someone like this could exist in our bank. It's really embarrassing," Gu Anshan invited Zhang Menglong into his office and personally made him a pot of tea. He had indeed been shocked by what had just occurred. Ten trucks loaded with coins were no joke; one slip and they could have topped the trending search lists. If this got back to the Huaxia Bank headquarters, he as the bank manager might have faced disciplinary action. This young man was not playing by the typical rich second generation playbook at all. Such audacious moves were something he had never heard of in his life, making him treat Zhang Menglong with much more caution. "Forget it, no harm to those who don't know. However, your bank really needs to tighten up its employment screening," Zhang Menglong said as he plopped down on the sofa, adopting the posture of a seasoned cadre. "By the way, there's a pair of elderly sanitation workers outside. They were just having a hard time with someone named Zhou Yue. You should quickly send someone to handle it." "Secretary Liu, please hurry and arrange for someone to help the two elders!" Gu Anshan could see now; this was the main reason for the conflict between Zhang Menglong and Zhou Yue. He must ensure that the two elders are well taken care of, as this would maximize the restoration of Zhang Menglong's good opinion of him, so he directly instructed his secretary to personally take care of it. Secretary Liu was also a smart person; a simple look from Gu Anshan and he understood the meaning. He closed the door for them and immediately went to arrange things. "This is so refreshing!" Zhang Menglong gulped down half of the tea in front of him in one go. "Refreshing..." Gu Anshan twitched the corner of his eye. This was not ordinary tea. It was not available on the common market and he had pulled many strings to get it from a friend. He himself rarely indulged in it, reserving it only for very important guests. Seeing Zhang Menglong's manner, treating it like plain water, was simply a waste of good resources. But he dared not express his anger. The person in front of him might only be a young man around 20 years old, but his wealth was frightfully immense! He had been so scared when he heard about it that he had been unable to sleep all night. What did a hundred billion US dollars signify? Even the assets of the richest person in the world were only about one hundred fifty billion US dollars, and that included stocks, houses, and other fixed assets. In cash terms, it definitely would not reach such a figure. Gu Anshan took a deep breath, having wasted so much time, finally getting to the point. "Here's the thing, Mr. Zhang, we will set up a management team specifically to handle that sum in our bank, so I hope you can trust us and feel comfortable leaving those funds with us," said Gu Anshan. "No problem at all," Zhang Menglong looked puzzled. Where would all that money go if not in the bank? Turn it all into cash and withdraw? There would have to be that much cash available! Hearing Zhang Menglong's response, Gu Anshan immediately smiled, realizing Zhang Menglong was quite agreeable. "However, I really like spending money, and you mustn't restrict my spending limit!" Zhang Menglong said. "Of course, our management team will serve you 24/7. Whenever you wish to make expenditures, we'll fully support you!" "That's good to hear." "And concerning the interest, you can absolutely be assured. For regular clients, our current interest rate is 0.24%, but for significant clients like you, we can raise the current interest rate above fixed-rate levels. According to our regulations, we can offer you up to a 7% annual interest rate!" With 100 billion US Dollars, handled properly, the bank could earn far more than 7%. This was the outcome of consultations with the president of Huaxia's head branch, and they didn't mind offering such a rate at all. "What? Seven percent?" Zhang Menglong suddenly stood up from the sofa, his face darkening. At a 7% interest rate, that's 70 billion US Dollars a year, and his bank account was growing by more than a billion in cash daily. This was outright financial murder! "Mr. Zhang, are you dissatisfied with the interest rate?" Gu Anshan immediately became tense. Indeed, the 7% rate was too low compared to the potential earnings from such a sum, but the bank wasn't a charity either; they wanted to earn more as well. "If you're not satisfied, we can still negotiate. What about 8%?" Gu Anshan tentatively asked, though his bottom line was much higher, testing step by step was the way to secure the maximum profit. "8%?" Zhang Menglong slammed the desk, "If you offer me such high interest, I won't deposit it; I'll transfer all these funds away immediately!"

Chapter 22 If Interest Were Offered, I Wouldn't Save

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